How A Hail Storm Can Affect Your Home

Ruel Law Firm • Apr 28, 2023

Many of us have experienced hail storms at some point. Maybe you were at work or home when it happened. Perhaps you were out on the roadways running errands.


Hail storms consist of balls of ice. They are often short-lived, lasting for fewer than 15 minutes. Many produce pebble-sized hail, but you have probably heard of hail the size of golf balls. This type of hail can be dangerous to buildings, cars, and other objects. While rare, massive hailstones can cause concussions and even fatal head injuries.


Hail damage will depend on the size of the balls and the speed at which they fall. Hail is very destructive to homes, with 1 in 35 homeowners reporting a hail storm claim each year. Hail storm claims are on the rise due to the increased use of vinyl siding for home exteriors. While vinyl siding is made to endure extreme winds and can generally withstand severe weather, large hailstones can hit the panels and cause them to crack or chip. Light hailstorms can be damaging to aluminum siding.


Hail storms have grown more destructive in recent years. They are becoming more prevalent and the damage has become more expensive due to larger homes being built and more homes being built in vulnerable places. Plus, the cost of roofing materials has skyrocketed, resulting in larger claim amounts.


Is Your Home Damaged?


Has your home sustained hail storm damage? Here are some signs to look for:


  • Dented gutters and downspouts
  • Dents, dings, buckling, warping to siding and window sills
  • Significant or uneven gaps across layers of siding
  • Property damage to your shed, deck, patio, and vehicles


Preparing for a Hail Storm


Do the following to prepare for a hail storm: 


  • Bring pets inside. Bring dogs and cats inside the house or in some type of protected shelter.


  • Shelter vehicles. When possible, move vehicles into the garage or some other covered space.


  • Shelter outdoor items. Bring in any outdoor furniture, potted plants, or other items that can be damaged.


  • Be prepared for an electrical outage. A hailstorm can knock out power. Have a generator or flashlights handy.


  • Move inside. Even small hailstones can injure a person, so don’t stay outdoors. Get indoors as soon as you can.


  • Secure windows. Close all drapes and blinds so that broken window glass cannot enter your home.


  • Take precautions when driving. If you’re driving during a hailstorm, stay inside your vehicle. However be prepared to slow down or stop, as roads may become slippery. Pull over and cover yourself with a blanket to protect yourself from broken glass. 


Contact Us Today


Hail storms may seem pretty tame, but many are severe, causing harm to everything in their paths. They cause billions of dollars in damage in the United States every year.


If your home or other property suffered hail damage, contact a Lakeland hail storm damage insurance lawyer from Ruel Law Firm. We’ll assess your case and ensure your claim is approved. Call (833) RUEL-LAW or fill out the online form to schedule a consultation with our office today.


________________________________


Source:


https://www.hanover.com/resources/tips-individuals-and-businesses/prepare-now-learn-how/understanding-effects-hailstorms#:~:text=Hailstorms%20can%20cause%20dents%20in,asphalt%20roofs%20or%20wood%20shakes

RECENT ARTICLES

Devastation as a result of Hurricane Michael
By Ruel Law FIrm 24 Jan, 2024
Even years after Hurricane Michael tore through the U.S. Southeast, homeowners still acutely feel the repercussions. The Category 5 hurricane, which ravaged parts of Florida, Georgia, and the Carolinas in October 2018, was one of the most powerful storms ever to hit the continental United States. Its legacy is a testament to the prolonged struggle many face in the aftermath of natural disasters, particularly when it comes to securing fair insurance settlements and navigating complex legal landscapes.
Water Damage in House
By Ruel Law Firm 09 Oct, 2023
One of the most common and damaging effects of a Natural Disaster (Hurricanes, Tornadoes, Floods, Tropical Storms) is water damage to homes. Whether it is from heavy rainfall, storm surges, or wind-driven rain, water can wreak havoc on your property. In this blog, we will outline essential steps homeowners should take if their home suffers water damage from a natural disaster.
Hurricane Winds Blowing Trees
By Ruel Law Firm 09 Oct, 2023
Hurricanes can wreak havoc on your property and disrupt your life in countless ways. That is why homeowners often turn to insurance to provide financial protection in the event of hurricane damage. However, it can be disheartening to find out that your insurance company is not paying out as expected after a hurricane. If you are facing this situation, remember there are ways to protect what could be your largest investment, your home.
Show More
Devastation as a result of Hurricane Michael
By Ruel Law FIrm 24 Jan, 2024
Even years after Hurricane Michael tore through the U.S. Southeast, homeowners still acutely feel the repercussions. The Category 5 hurricane, which ravaged parts of Florida, Georgia, and the Carolinas in October 2018, was one of the most powerful storms ever to hit the continental United States. Its legacy is a testament to the prolonged struggle many face in the aftermath of natural disasters, particularly when it comes to securing fair insurance settlements and navigating complex legal landscapes.
Water Damage in House
By Ruel Law Firm 09 Oct, 2023
One of the most common and damaging effects of a Natural Disaster (Hurricanes, Tornadoes, Floods, Tropical Storms) is water damage to homes. Whether it is from heavy rainfall, storm surges, or wind-driven rain, water can wreak havoc on your property. In this blog, we will outline essential steps homeowners should take if their home suffers water damage from a natural disaster.
Hurricane Winds Blowing Trees
By Ruel Law Firm 09 Oct, 2023
Hurricanes can wreak havoc on your property and disrupt your life in countless ways. That is why homeowners often turn to insurance to provide financial protection in the event of hurricane damage. However, it can be disheartening to find out that your insurance company is not paying out as expected after a hurricane. If you are facing this situation, remember there are ways to protect what could be your largest investment, your home.
By Ruel Law Firm 14 Jun, 2023
During the Florida rainy season, lightning is common due to afternoon thunderstorms, hurricanes, and tropical waves. Because of the amount of lightning strikes yearly, Florida is known as the Lightning Capital of the United States. Lightning strikes are inevitable during storms, which raises a big question: Does homeowners’ insurance cover it?
Apartment Building Fire
By Ruel Law Firm 28 Apr, 2023
Sometimes fires happen accidentally, but in some cases, they can be prevented. Fires often occur due to negligence, such as building code violations that are ignored. This was the case for the New World Condominiums, which caught fire on the morning of January 28. The Miami Gardens apartment building had received 21 citations before a fire destroyed the building and left almost 200 residents displaced.
Contractor at Job Site
By Ruel Law Firm 28 Apr, 2023
Unlicensed contractors in Florida are a growing concern for homeowners, businesses, and the state as a whole. An unlicensed contractor is an individual or a company that does not hold a valid license to operate as a contractor in the state of Florida. These unlicensed contractors typically advertise their services online or through door-to-door solicitation, often offering services at a lower price than licensed contractors.
House with Extensive Fire Damage
By Ruel Law Firm 28 Apr, 2023
Experiencing a fire in your home can be a devastating experience. It can cause serious damage to your property and put your family’s safety at risk. Even if you have homeowners insurance, you may be overwhelmed and unsure of what to do next. Of course, you will want to file a home insurance claim to help cover the costs of repairing the damage to your home. Here are some key steps you should follow when filing a claim.
Bad Faith Insurance Legal File
By Ruel Law Firm 28 Apr, 2023
Insurance is designed to give people peace of mind, protecting them from financial loss in the event of a weather event, accident, or other event. However, sometimes insurance companies act in bad faith, which can have devastating consequences for clients. Bad faith occurs when an insurance company denies or undervalues a legitimate claim made by a client. Essentially, bad faith refers to the idea that an insurance company is not acting in good faith when dealing with clients.
House Destroyed by a Tornado
By Ruel Law Firm 28 Apr, 2023
Tornadoes can happen all across the country, but Florida sees its fair share. In 2022, Florida had the fifth-highest number of tornadoes in the United States, at 73. Mississippi had the most, at 183. A tornado, in a nutshell, is a violent storm involving air. Tornadoes are formed from thunderstorms and involve a rotating column of air that touches the ground. They occur when updrafts of warm and wet air collide with cold air. This air is unstable and can cause significant damage to homes, vehicles, trees, and other objects.
Window With Leaks and Mold
By Ruel Law Firm 22 Feb, 2020
Windows play an important role in your home. Not only do they look good, but they provide function. For example, they keep drafts out of your home, keeping it cool (or warm) as needed. Windows also keep pests out of your home. During home inspections, there are various issues that tend to crop up when it comes to windows. These issues can ruin the looks of your windows and make them less effective. Here are some common defects to be aware of.
Share by: