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Lakeland Tornado Damage Insurance Lawyer

Lakeland Tornado Damage Insurance Lawyer

Although there are many different parts of the country that experience tornadoes, Florida sees more of these storms than any other state. Florida law requires insurance companies to provide coverage due to wind damage but that does not mean that insurers are always ready to pay the compensation homeowners deserve. If your property has sustained damage and you need to file a claim, it is important to work with a Lakeland tornado damage lawyer. An attorney will review your insurance policy to determine what compensation you are entitled to, and help you claim the full settlement you deserve.

What Type of Insurance Covers Tornado Damage?

Tornadoes often occur suddenly and unexpectedly and in their wake, they leave violent and catastrophic destruction. The sheer force of a tornado can rip apart homes, businesses, and other structures. It is extremely difficult for home and business owners to deal with the devastation left behind and often, the only hope they have is that insurance will be available to cover the damage. Sadly, insurance companies will try to withhold as much compensation as possible.

Regardless of the type of insurance that covers tornado damage, insurers will often try to find a reason to deny a claim. For example, the insurance adjuster may try to deny your claim just before time runs out on it, so they are not held responsible for paying the compensation you deserve.

Common Coverage for Tornado Damage

There are many different types of coverage for tornado damage. The most common of these include:

  • Loss of home: Depending on the provisions of your insurance policy, you may be entitled to coverage for the replacement value of your home, or the current market value of the home.
  • Coverage for other structures: Other structures such as garages and tool sheds that are not attached to your home are often covered by insurance.
  • Personal property: Your insurance may provide coverage for certain items of personal property.
  • Loss of use: When you cannot use your home or business due to tornado damage, you will incur additional expenses for temporary living accommodations and you may be able to claim coverage for those costs.

When you are protected by an insurance policy that you have paid for over the years, you are entitled to claim coverage when you need it. If an insurance company acts in bad faith and denies your claim, you may be able to take legal action against them.

Our Tornado Damage Lawyer in Lakeland Can Help You Claim Coverage

Before filing your claim with the insurance company, call our Lakeland tornadoes lawyer at Ruel Law Firm. Our experienced attorney will ensure your claim is filed properly and on time, and help you obtain the full and fair settlement you are entitled to. Call us now or contact us online to schedule a consultation and learn more about your legal options.

artificially cooling the ocean ahead of a land-destined tropical cyclone

PROPERTY DAMAGE Insurance Claims

  • Wind Damage
  • Water Damage
  • Sinkhole Damage & Collapse
  • Hail Storm Damage
  • Tornado Damage
  • Fire Damage
  • Lightning Damage
  • Business Interruption Claims
  • HOA/Condo Association Claims
  • Insurance Bad Faith
  • Examination Under Oath
Engineer checking defect in construction site measuring correct dimention


  • Stucco Defects
  • Roofing Defects
  • Window & Door Defects
  • Foundation Settlement/concrete Cracking
  • Mechanical, Electrical & Plumbing Defects (MEP)
  • Violation of Building Codes
  • Design Professional Liability
  • Warranty Claims
  • Unlicensed Contracting & Fraudulent Liens
  • Contractor & Design Professional Insurance

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