• Tornado Damage
• Fire Damage
• Lightning Damage
• Business Interruption Claims
• HOA/Condo Association Claims
• Insurance Bad Faith
• Examination Under Oath

• Mechanical, Electrical & Plumbing Defects (MEP)
• Violation of Building Codes
• Design Professional Liability
• Warranty Claims
• Unlicensed Contracting & Fraudulent Liens
• Contractor & Design Professional Insurance

Here in Central Florida, we don’t have to wait around long before Mother Nature reminds us of the power and devastation a storm can wreak. Insurance is a must to recover from storm damage, but all too often the insurance companies decide your claim isn’t covered, or they dispute the amount of damage you incurred. The Ruel Law Firm takes the time to investigate the damage and determine your loss, read your insurance policy, and hold the insurance company to the terms of its policy and Florida law. Our office takes on all manner of property damage insurance claims in Central Florida, including:

• Hurricanes
• Wind Damage
• Plumbing Pipe and Appliance Leaks
• Water Intrusion Damage
• Sinkholes and Ground Collapses
• Hail
• Tornadoes
• Lightning
• Fire

Our property damage insurance claims practice includes representing homeowners, HOAs, condo associations, and businesses with commercial property claims, including business interruption losses. We are with you at every step of the claims process, including examinations under oath, settlement negotiations, and litigation when necessary. Our office works to resolve good faith insurance coverage disputes and also takes insurance companies to task for bad faith or unlawful claims handling practices. The Ruel Law Firm is your source for practical advice and effective resolution of your property damage insurance claim in Lakeland and Central Florida.

From Tampa to Orlando, construction is booming in Central Florida. Too often contractors, subcontractors, materials suppliers and design professionals fail to do their jobs with the competence and diligence they require. Construction defects can devastate or destroy a home’s value, and they can be harmful to your health as well. Whether due to negligence or cutting costs at the expense of quality, contractors and others in the building process can be held liable for the costs to repair and compensation for any damages their faulty construction has created. Florida construction defect law has created a very strict process for property owners to follow to resolve their claims. Our construction defect legal team represents you in this process, ensuring your claim is filed timely and accurately. We represent homeowners in settlement negotiations as well as litigation when the claim process fails to end in a satisfactory resolution. Count on the Ruel Law Firm for incisive representation in any construction defect matter in Lakeland and Central Florida, including:

• Stucco/Siding Defects
• Roofing Defects
• Defective Windows & Doors
• Foundation/Concrete Settlement & Cracking
• Mechanical/Electrical/Plumbing (MEP) Defects
• Statutory Violation of Building Codes
• Architect/Engineer Professional Liability – Design Defects
• Warranty Claims
• Unlicensed Contracting & Fraudulent Liens
• Contractor & Design Professional Insurance Coverage

Attorney Michael Ruel is an experienced personal injury attorney who uses his knowledge and skills learned from representing business and commercial clients under their insurance policies against personal injury claims to negotiate or litigate claims to a successful conclusion. We’ll work to get you the maximum compensation for you and your family, including compensation for medical bills, loss of income, pain and suffering, and more. Our comprehensive Florida personal injury practice includes:

• Premises Liability/Slip & Fall
• Recreational Boating Accidents
• Construction Site Injuries
• Wrongful Death
• Minors/Child Injuries

Michael Ruel has 14 years of experience in the complex, highly specialized and technical area of admiralty and maritime law. Specific federal laws govern claims that arise not just in the Gulf of Mexico or Atlantic waters but on the lakes and rivers of Central Florida as well. The Ruel Law Firm has the knowledge and experience necessary for your admiralty or maritime claim involving:

• Vessel Repair/Damage
• Personal Injury

If you are a homeowner or business owner in Lakeland or Central Florida, the Ruel Law Firm can help you with your property damage insurance claim, construction defect litigation, and many other legal needs. We offer a free initial consultation to learn about your needs and let you know how we might be able to help you. We operate under a variety of reasonable fee structures to meet your needs, including hourly rates and contingency fees in appropriate cases. Many of our areas of practice operate under a fee-shifting statute, where our fees get paid by the opposing party if we are successful on your behalf. Give us a call or schedule a consultation to share your legal needs and find out how we can help. Contact our experienced Lakeland property damage insurance claims & construction defect lawyer today.