Lakeland Wind Damage Insurance Lawyer

Wind damage is defined as any damage to a structure or building caused by high-powered winds. These types of winds are usually, although not always, caused by tornadoes, hurricanes, and other intense storms. Lakeland residents, as well as their homes and businesses, are very vulnerable to the impacts of these damaging winds, which can quickly destroy property.

Many homeowners insurance policies include coverage for wind damage but even when they do, insurance companies may still try to deny, delay, or reduce these claims. If your property has suffered from wind damage and your insurer is trying to deny your claim, our Lakeland wind damage claims lawyer can help you receive the compensation you need.

How Do Insurers Deny Wind Damage Claims?

High-powered winds can cause immense damage, including loosening roof tiles and ripping siding off of homes. Considering that high winds also cause debris to blow around and fall on property, these storms can cause even further damage. Due to the fact that these storms are so common throughout the state, Florida law requires insurance companies to include coverage for windstorm damage in all residential property insurance policies.

Unfortunately, the required insurance does not always protect against all forms of wind damage. Additionally, insurance companies often try to avoid paying compensation for wind damage. For example, an insurer may argue that the wind damage was present before a storm, or that it was caused by something other than wind (such as defective construction) and so, the policy does not cover it.

Types of Wind Damage Covered by Insurance

Depending on how serious a storm is, the wind damage it causes may be covered under different parts of a homeowners insurance policy. Wind damage may sometimes be covered under hurricane insurance, while in other instances, a separate wind damage insurance policy may provide coverage. It is important to fully understand your policy, as well any deductible. You will have to pay the deductible prior to receiving any insurance coverage and the thresholds vary for different plans.

How to Have Your Wind Damage Claim Approved

Again, insurance companies deny wind damage claims far too often. Sometimes, they do not have a good reason for this while in other instances, homeowners do not take the appropriate steps to ensure their claim will not be denied. The following steps will help ensure that your wind damage claim is not denied:

• Document the extent of the damage with photographs.

• Detail the cost of necessary repairs.

• Read your insurance policy and follow the conditions outlined within it.

• Protect your property from future wind damage.

Our Wind Damage Claims Lawyer in Lakeland Can Help with Your Case

It is easy to assume that insurance will be there for you if your property becomes damaged. Unfortunately, that is not always the case. At Ruel Law Firm, our Lakeland wind damage claims lawyer can help you file your claim and give you the best chance of receiving the compensation to fix your property. Call us now or connect with us online to schedule a consultation and to learn more about how we can help.