Florida’s unpredictable weather, with its frequent storms and hurricanes, can lead to substantial damage to homes, especially roofs. Unfortunately, some unscrupulous roofing companies have taken advantage of homeowners by falsely promising "free" roof replacements through insurance claims. These scams not only result in poor workmanship but can also leave homeowners with significant financial burdens, stuck with a roof that barely lasts the next storm season. In this post, we’ll explore how these fraudulent practices operate, how they harm homeowners, and the legal remedies available to fix the damage and hold contractors accountable.
Even years after Hurricane Michael tore through the U.S. Southeast, homeowners still acutely feel the repercussions. The Category 5 hurricane, which ravaged parts of Florida, Georgia, and the Carolinas in October 2018, was one of the most powerful storms ever to hit the continental United States. Its legacy is a testament to the prolonged struggle many face in the aftermath of natural disasters, particularly when it comes to securing fair insurance settlements and navigating complex legal landscapes.
One of the most common and damaging effects of a Natural Disaster (Hurricanes, Tornadoes, Floods, Tropical Storms) is water damage to homes. Whether it is from heavy rainfall, storm surges, or wind-driven rain, water can wreak havoc on your property. In this blog, we will outline essential steps homeowners should take if their home suffers water damage from a natural disaster.
Hurricanes can wreak havoc on your property and disrupt your life in countless ways. That is why homeowners often turn to insurance to provide financial protection in the event of hurricane damage. However, it can be disheartening to find out that your insurance company is not paying out as expected after a hurricane. If you are facing this situation, remember there are ways to protect what could be your largest investment, your home.
During the Florida rainy season, lightning is common due to afternoon thunderstorms, hurricanes, and tropical waves. Because of the amount of lightning strikes yearly, Florida is known as the Lightning Capital of the United States. Lightning strikes are inevitable during storms, which raises a big question: Does homeowners’ insurance cover it?
Sometimes fires happen accidentally, but in some cases, they can be prevented. Fires often occur due to negligence, such as building code violations that are ignored. This was the case for the New World Condominiums, which caught fire on the morning of January 28. The Miami Gardens apartment building had received 21 citations before a fire destroyed the building and left almost 200 residents displaced.
